Home Flyer – Condominium Insurance

September 5, 2018 - 1 minute read

What Protection Does it Offer?

A condominium/co-op insurance policy is designed specifically to meet your unique homeowner needs, including coverage for your personal possessions, structural improvements made to your living space and additional living expenses incurred due to an accident.

When selecting condo/co-op coverage, it’s important to determine what is covered by your association’s master policy and what items are your responsibilities. Typically, your condo/co-op association carries an insurance policy for common areas, such as the lobby, walkways, boiler, basement, etc.

Property Protection

A personal condominium/co-op policy will help to safe guard you from losses to your personal property and the interior of your unit. As such, you will need to estimate:

  • The cost to repair or replace the inside of your home if it were damaged
  • The cost to replace the contents of your home

We recommend insuring your personal property for its replacement-cost value to help you replace yesterday’s purchases at today’s price tags.

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